Ranking 2022 of the BestCrowdlending platforms
This ranking of the best crowdlending platforms in Europe is based on a set of 50 criteria. Thus, each platform is given an overall rating out of 100 (a score that determines its position in this P2P ranking) :
But as each platform is very different in many ways, I have also evaluated them according to 5 key characteristics :
Each of these 5 elements is scored between A+ (maximum rating) and E (minimum rating).
I would like to draw your attention to the fact that this is a personal tool that I am making available to visitors to the blog. I am not a financial advisor and do not intend to become one. For more information, please read this disclaimer.
I plan to expand this P2P ranking at the rate of one new platform per month with the objective of twenty platforms by the end of the year (each platform analysis requires a lot of work).
As soon as a new platform joins this P2P ranking, I communicate it only on my Twitter account.
And now let’s go to the ranking (updated on 18 September 2022) !
Debitum is a crowdlending platform with many qualities : it is audited and regulated and offers loans until 12%. It has never had any default on a loan. But we would like to see it grow more quickly in terms of volumes financed and number of subscribers (a loyalty programme would be welcome). Above all, it needs to improve the security of listed loans. Hopefully, Debitum has some margins of progress.