Debitum Referral Bonus
- Written by
- Just P2P
- •
- Updated July 10, 2026
Sign up to Debitum Investments through the Just-P2P referral link and earn 2.5% cashback on all your first investments during your first 30 days on the platform. This is an exclusive offer negotiated with Debitum : contrary to the standard public referral program, there is no cap on the cashback you can receive.
2.5% cashback for 30 days
Debitum Referral (Exclusive)
The Debitum referral program rewards new investors who register on the platform through a partner link. Just-P2P has negotiated an enhanced version of this program, giving new investors a higher cashback rate without any cap on the total bonus they can receive.
| 🎁 Bonus | 2.5% cashback |
| ⌛ Duration | 30 days from registration |
| 👤 Eligibility | New investors only |
| 💶 Calculation base | Net investments on assets ≥ 90 days |
| 🪙 Eligible funds | Deposits only (cashback / bonus excluded) |
| 📱 Promo code | Not required (auto-applied via referral link) |
| 🏆 Maximum cashback | No cap |
| 💰 Minimum investment | 10€ (platform minimum) |
| 🏦 Loan originators | All are eligible |
| 📅 Payment date | Day 31 after registration |
The bonus applies from 10€ invested which is the minimum amount required by Debitum for any investment. With Just-P2P exclusive referral link, there is no cap at all on the total cashback you can receive. All loan originators on Debitum Investments are eligible, without restriction.
The 2.5% is credited directly to your Debitum platform balance. From that point, the bonus can be reinvested in new opportunities or withdrawn. Bonus funds and previously earned cashback do not generate additional cashback.
This exclusive offer is more generous than what investors will find through other affiliate links, which typically provide a 1% cashback. It is also more flexible than Debitum’s own refer-a-friend program, which credits a fixed 20€ reward once the new investor has committed at least 1,000€ within the first 30 days of registration.
How to Claim Your Bonus
- Click the referral link below to land on Debitum
- Create your account and complete KYC verification
- Deposit funds (SEPA, debit card, Apple/Google Pay)
- Invest in assets with a term of at least 90 days
- Receive your 2.5% cashback on your balance (Day 31)
Cashback automatically applied through the link below.
Important : registration must be completed from the referral link in the same session. Avoid incognito mode and ad-blockers, which can prevent the tracking of your sign-up.
Combining Bonuses & Offers
Beyond the referral cashback, Debitum operates a loyalty program that rewards investor commitment with permanent benefits. The program is structured in three tiers, and investors progress through them based on the amount they have invested or the number of friends they have referred.
Each tier unlocks a boost added on top of the standard return paid by loan originators: +0.5%, +1%, and +2% respectively. The top tiers also include a quarterly cashback of 1% on the average portfolio held during the quarter, capped at 100€.
For an investor depositing 10,000€ and investing this full amount in qualifying assets within the first 30 days, the Just-P2P exclusive cashback equals 2.5% × 10,000€ = 250€. With a +1% loyalty boost active over the following year, that same 10,000€ portfolio also generates an additional 100€ in returns on top of the standard interest paid by loan originators.
Is Debitum Referral Worth It ?
The 2.5% cashback offered to Just-P2P readers is significantly above the 1% standard rate found through other affiliate links. The 30-day window is on the shorter end of what P2P platforms typically offer, but the higher rate compensates for that brevity in most realistic investment scenarios.
What makes this offer stand apart is the absence of a cap. The full 2.5% rate applies to every euro invested during the 30-day window, with no upper limit on the total cashback received. For investors building a large portfolio, this is the most material differentiator compared to other available offers.
That said, a referral bonus should never be the sole reason to invest on a P2P platform. Debitum Investments has its own characteristics, including a regulated framework under the Central Bank of Latvia, a buyback obligation, and a documented 0% contractual default rate. These elements are covered in detail in our in-depth Debitum Investments review.
Frequently Asked Questions
What is Debitum Investments ?
Debitum Investments is a Latvian peer-to-business (P2B) lending platform supervised by the Central Bank of Latvia. It connects investors with loan originators financing small and medium-sized businesses. See our full review for details.
Do I need a Debitum referral code ?
No. The referral is automatically applied when you register through the Just-P2P referral link. Make sure to click the link just before registering, on the same device, so the tracking is properly recorded.
Is the cashback subject to taxation ?
In most European countries, cashback received from a P2P platform is considered as investment income and may be subject to the local tax regime applicable to interest. Specific treatment varies by country of residence. Consult a tax advisor to confirm how the cashback should be declared.
Is Debitum safe and regulated ?
Debitum Investments is licensed as an investment brokerage company and supervised by the Financial and Capital Market Commission of the Central Bank of Latvia. The platform operates under the MiFID II framework, which requires investor funds to be kept separately from the platform’s own funds.
What if I withdraw early ?
The cashback is calculated on the first investments made during the 30-day window. Withdrawing funds before the end of this period reduces the calculation base of the bonus. The cashback is then paid in a single payout on day 31.
What if I don’t receive the bonus ?
If your bonus has not been credited after 31 days, contact Debitum support at support@debitum.investments. They can access the registration tracking data and investigate. Make sure you completed the registration through the referral link without an ad-blocker or incognito mode.
About the Author
Silvère is an economist and IT engineer with numerous years of experience in business management, FinTech investment and digital marketing. He invests mainly in crowdlending especially P2P lending, P2B lending, and real estate crowdfunding.
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Affiliate disclosure : To cover the cost of the blog maintenance, the email software and the time I spend writing content, I may link to P2P platforms. If you choose to register through these links then THANK YOU. It will make it possible for me to keep doing this.