7Harvests Referral Bonus
- Written by
- Just P2P
- •
- Updated August 30, 2026
By registering on 7Harvests with the Just-P2P referral link, new investors collect the 21€ starter bonus by completing three steps within seven days of registration. No referral code is required : the bonus is credited automatically once all three are done.
21€ Welcome Bonus
7Harvests Referral Program
7Harvests welcomes new investors with a flat starter bonus rather than a percentage of the amount invested. The 21€ is released only once three steps have been completed within the first week following registration, and the investor is then free to withdraw it or reinvest it.
| 🎁 Bonus | 21€ starter bonus |
| ⌛ Duration | 7 days from registration |
| 👤 Eligibility | New investors only |
| 💶 Qualifying actions | Registration, KYC and first investment |
| 📱 Referral code | Not required (applied automatically) |
| 🏆 Maximum bonus | 21€ |
| 💳 Form of the bonus | Cash, free to withdraw or reinvest |
| 💰 Minimum investment | 50€ |
| 📅 Payment date | Immediately after the third step |
7Harvests sets its minimum investment at 50€, in line with most P2B platforms, and that first ticket is funded entirely by the investor. The 21€ arrives once it is placed, on top of the amount committed. The bonus is flat : 21€ regardless of the sum invested.
Once credited, the 21€ belongs to the investor with no strings attached. It can be withdrawn to a bank account or put back into loans, whichever is preferred. Reinvested, it needs topping up to reach the 50€ minimum ticket. Withdrawn, it leaves the account without delay.
Please also note that no referral code is involved at any point, the three completed tasks trigger the payment on their own. 7Harvests charges no commission on deposits, investments or withdrawals either, so nothing is deducted from the 21€ or from the first investment that unlocks it.
How to Claim Your Bonus
- Click the Just-P2P referral link below
- Create an account on 7Harvests
- Complete the identity verification
- Deposit funds by SEPA transfer
- Make a first investment of at least 50€
- Receive the 21€ on the account immediately
Bonus automatically applied through this link :
Important : the three steps have to be completed within seven days of registration, and the account has to be opened in the same browsing session as the click on the link. Private browsing windows and ad blockers can prevent the referral from being recorded.
Combining Bonuses & Offers
7Harvests also runs a loyalty program that lifts the return according to the amount invested : an extra 1% from 1,000€, 2% from 10,000€ and 3% from 35,000€. The uplift adds to the base rate, advertised at up to 15% per year. The first two thresholds unlock the auto-invest tools.
7Circle, the platform’s referral scheme, rewards investors who bring others in and requires a referral code. A completed circle of seven people, each investing 500€ or more, pays every member 30€ per 500€ they invested. An invitee placing 10,000€ or 35,000€ lifts both sides by 0.5% or 1%.
The three programs stack. A new investor can collect the 21€ starter bonus, climb the loyalty tiers as the portfolio grows, and join a circle later on, without having to choose. 7Harvests describes its loyalty tiers and 7Circle as independent systems rewarding the investor at the same time.
Is 7Harvests Referral Worth It ?
The 21€ starter bonus offered by 7Harvests is a flat amount, whereas most P2P lending referral offers are a percentage of the amount invested. It is generous on a small first ticket, it stays light for larger portfolios, and a 1% cashback catches up with it at around 2,100€ invested.
What stands out more is how quickly the bonus is paid. A percentage cashback is usually settled at the end of a 90-day window, whereas the 21€ lands within the first week, so the investor is not committed to three months of investing on a platform that may not fit.
That said, a referral bonus should never be the sole reason to invest on a P2P platform. 7Harvests has strengths but also areas for improvement, including a short track record and the absence of a secondary market, which we cover in detail in our in-depth 7Harvests review.
Frequently Asked Questions
What is 7Harvests ?
7Harvests is a Swiss P2P lending platform launched in May 2026 by a former Hive5 co-founder. It funds consumer, SME and real estate loans to European borrowers, offering investments from 50€ with a two-layer buyback guarantee. See our full 7Harvests review for details.
Do I need a 7Harvests referral code ?
Not for the starter bonus : it is credited automatically when the account is opened through the referral link and the three steps are completed. A code only comes into play with 7Circle, where members join a circle using the code of the investor who opened it.
What if I complete only two steps ?
Nothing is credited. The three steps form a single condition : registration, identity verification and the first investment, all within seven days. Completing two of them earns no bonus at all, not even a reduced amount.
Is 7Harvests safe and regulated ?
7Harvests is not licensed under the European Crowdfunding Regulation. Like Maclear, it operates from Switzerland outside that framework, and its application for VQF membership is still in progress. Client funds are held in segregated accounts with Swiss banks, but capital remains at risk.
Is the 7Harvests bonus taxable ?
In most EU countries, a bonus received from a P2P lending platform is treated as taxable income, in the same way as interest. Tax treatment depends on your country of residence and on your investment structure, so a tax professional is the right person to confirm it.
What if I withdraw early ?
The 21€ lands as soon as the last step is done and can be withdrawn or reinvested. The first investment is another matter : 7Harvests has no secondary market, so it cannot be exited before the loan matures.
What if I don’t receive the bonus ?
Contact 7Harvests support at support@7harvests.ch if the 21€ has not appeared on the account. Make sure the registration was completed through the referral link, in the same browsing session, without an ad blocker or a private browsing window.
About the Author
Silvère is an economist and IT engineer with numerous years of experience in business management, FinTech investment and digital marketing. He invests mainly in crowdlending especially P2P lending, P2B lending, and real estate crowdfunding.
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