Hive5 Referral Bonus
- Written by
- Just P2P
- •
- Updated May 17, 2026
Sign up to Hive5 through the Just-P2P referral link and earn 2% cashback on your first investments during your first 90 days on the platform. No promo code is required, no minimum investment is needed, and the bonus has no cap.
2% cashback for 90 days
Hive5 Referral Program
The Hive5 referral program rewards new investors who register on the platform through a partner link. The bonus is straightforward: 2% cashback calculated on the first investments you make during the 90 days following your registration.
| 🎁 Bonus | 2% cashback |
| ⌛ Duration | 90 days from registration |
| 👤 Eligibility | New investors only |
| 💶 Calculation base | Net investments |
| 🪙 Eligible funds | Deposits only (no bonus funds) |
| 📱 Promo code | Not required (auto-applied via referral link) |
| 🏆 Maximum cashback | No cap |
| 💰 Minimum investment | 10€ (platform minimum) |
| 🏦 Loan originators | All are eligible |
| 📅 Payment date | Day 91 after registration |
The bonus applies from 10€ invested, which is the minimum amount required by Hive5 for any investment. With the Just-P2P referral link, there is no cap at all on the total cashback you can receive. All loan originators on Hive5 are eligible, without restriction.
The 2% is paid directly to your Hive5 platform balance. From there, you remain free to either reinvest it in new loans or withdraw it to your bank account: the program does not impose any reinvestment obligation.
A few details worth noting. Only the first investments made with funds you have deposited yourself qualify for the cashback. Promotional balances or previously credited bonuses do not generate additional cashback.
How to Claim Your Bonus
- Click the referral link below to land on Hive5
- Complete the registration form and go through KYC
- Deposit your funds via SEPA transfer
- Invest in available loans within the 90-day window
- Receive your 2% cashback on your balance (Day 91)
Cashback automatically applied through the link below.
Important : registration must be completed from the referral link in the same session. Avoid incognito mode and ad-blockers, which can prevent the tracking of your sign-up.
Bonus Campaign: April-May 2026
Hive5 currently runs an additional cashback campaign for a limited time, available to investors registered for more than 90 days. This is a one-off opportunity that applies to deposits made between April 28 and May 31, 2026, alongside the standard referral program.
The 1% cashback is calculated on the net deposit growth of your portfolio during the campaign period, not on individual deposits. The reward is paid once and credited by June 5, 2026. This bonus cannot be combined with the standard 1% referral cashback.
| 🎁 Bonus | 1% cashback |
| ⌛ Duration | April 28 to May 31, 2026 |
| 👤 Eligibility | Investors registered for more than 90 days |
| 💶 Calculation base | Net deposit growth during campaign period |
| 📜 Loan term requirement | Loans with remaining term ≥ 30 days |
| 🏆 Maximum cashback | No cap |
| ✉️ How to claim | Email support@hive5.com by May 31 |
| 📅 Payment date | By June 5, 2026 |
Is Hive5 Referral Worth It ?
The 2% cashback offered by Hive5 stands above the average proposed by most P2P lending platforms through their referral programs. It also applies to investments with returns already above the P2P lending average, which amplifies the bonus obtained.
What stands out more is the duration. With a 90-day window, the Hive5 referral runs longer than most comparable offers, leaving each investor enough time to test the platform, build an opinion, and progressively scale their investment while still benefiting from the cashback.
That said, a referral bonus should never be the sole reason to invest on a P2P platform. Hive5 has its own strengths and areas for improvement, which we cover in detail in our in-depth Hive5 review. Reading it before opening an account will give you a complete picture of what to expect from the platform itself.
Frequently Asked Questions
What is Hive5 ?
Hive5 is a Croatia-based peer-to-peer lending platform launched in 2022. It connects private investors with lending companies from the Hive Finance group, offering investments from 10€ with a 60-day buyback guarantee on every loan. For a complete analysis, see our in-depth Hive5 review.
Is Hive5 safe and regulated ?
Hive5 is not regulated, like other Croatia-based P2P lending platforms (PeerBerry, Robocash, Lonvest). Since its launch, the platform has had no payment defaults from its loan originators. As with any P2P investment, capital is at risk and returns are not guaranteed.
Is the Hive5 cashback taxable ?
In most EU countries, cashback from a P2P platform is treated as taxable income, similar to interest. The exact treatment depends on your country of residence and whether you invest as an individual or through a company. We recommend consulting a tax advisor for your personal case.
What if I withdraw early ?
Since the cashback is calculated on your first investments during the 90-day window, withdrawing funds before they are invested simply reduces the base on which the bonus is calculated. The cashback already credited to your balance remains yours.
What if I don’t receive the bonus ?
If your bonus has not been credited after 90 days, contact Hive5 support at support@hive5.com or via the live chat. They can access the registration tracking data and investigate. Make sure you completed the registration through the referral link without an ad-blocker or incognito mode.
About the Author
Silvère is an economist and IT engineer with numerous years of experience in business management, FinTech investment and digital marketing. He invests mainly in crowdlending especially P2P lending, P2B lending, and real estate crowdfunding.
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